Term Insurance
Maximum life cover at the lowest premium for complete family protection.
- High sum assured
- Low premium
- Tax benefits u/s 80C
- Optional riders
LIC Authorized · MDRT Member
Secure Your Family's Future with Trusted LIC Protection
Personalised insurance planning and lifelong financial security from D R Thimmegowda — your dedicated LIC advisor with 18+ years of trusted service in Channarayapatna, Karnataka.
18+
Years
1,200+
Families
98.74%
Claim Ratio
D R Thimmegowda
MDRT Member · LIC Authorized Advisor
+ Star Health Advisor
MDRT
Life Cover
Up to ₹2 Cr
Child Plans
Education First
Pension
Lifelong Income
Health
Cashless Care
0+
Policies Sold
0+
Happy Families
0+
Years of Service
0+
Claims Supported
LIC Verified Advisor
D R Thimmegowda
MDRT Member · LIC Authorized Advisor
Also a Certified Star Health Insurance Advisor
About the Advisor
18+ Years of Trusted Insurance Advisory
As an LIC Authorized Advisor and proud MDRT Member, D R Thimmegowda has guided over 1,200 families across Karnataka in choosing the right life and savings plans. From first-time policy holders to retirement planning, every recommendation is tailored to your goals, income, and life stage.
Mission
"To make every Indian family financially secure with the right LIC plan — explained simply, served honestly, and supported lifelong."
18+
Years Experience
1,200+
Policies Served
98%
Satisfaction
MDRT
Elite Member
9900577897 Channarayapatna, Karnataka
Insurance Plans
A plan for every life stage and goal.
From pure protection to wealth creation, retirement, and your child's future — pick the right cover with personalised guidance.
Endowment Plans
Disciplined savings with the safety of life cover and guaranteed maturity.
- Guaranteed returns
- Life cover
- Bonus additions
- Loan facility
ULIP Plans
Market-linked growth combined with the security of life insurance cover.
- Wealth creation
- Fund switching
- Partial withdrawal
- Tax exemptions
Money Back Plans
Periodic guaranteed payouts at fixed milestones plus full life cover.
- Periodic guaranteed payouts
- Full life cover
- Loyalty additions
- Tax saving
Single Premium Plans
Pay once, stay protected for life with strong tax-saving benefits.
- One-time premium
- Lifetime cover
- Strong tax benefits
- No renewal hassle
Term with Return of Premium
Pure term protection with 100% premium refund if you survive the term.
- Pure protection
- 100% premium refund on survival
- Affordable
- Optional riders
Pension Plans
Lifelong regular income to keep you independent through retirement.
- Lifelong annuity
- Joint life option
- Surrender value
- Stable income
Child Education Plans
Secure your child's higher education and future milestones.
- Education corpus
- Premium waiver
- Money-back at milestones
- Tax saving
Health Insurance
LIC + Star Health
Cashless hospitalisation and critical illness cover for peace of mind.
- Critical illness payout
- Hospital cashless
- No-claim bonus
- Family floater
Confused which plan suits you?
Get a free 15-minute consultation with the agent.
Why LIC
India's most trusted name in life insurance.
Trusted Since 1956
Six decades of nation-building and protecting Indian families.
Government Backed
Sovereign guarantee on policies — security you can rely on.
98.74% Claim Settlement
Among the highest claim settlement ratios in the industry.
Nationwide Network
2,000+ branches and lakhs of agents across every district.
Tax Benefits
Save tax under Sec 80C, 10(10D) and 80CCC of the Income Tax Act.
Long-Term Security
Guaranteed bonuses and stable, long-term policy returns.
LIC vs Private Insurers
See why LIC stands apart.
| Feature | LICLife Insurance Corp. | Private Insurers |
|---|---|---|
| Sovereign Guarantee | ||
| Years of Operation | 60+ | 10–25 |
| Claim Settlement Ratio | 98.74% | ~95% |
| Network of Branches | 2,000+ | 200–800 |
| Tax Benefits (80C / 10(10D)) | ||
| Bonus & Loyalty Additions | ||
| Government Backed |
Claim Process
Simple, transparent claim settlement.
01
Intimate the Claim
Call or WhatsApp the agent. We start the process within hours.
02
Document Collection
We help you compile claim form, policy bond, certificates and KYC.
03
Verification
LIC verifies the documents and the claim is registered officially.
04
Settlement
Amount is credited directly to the nominee's bank account — typically in 7–15 days.
Testimonials
Stories of trust & financial peace of mind.
"Thimmegowda sir helped me pick the right Jeevan Anand plan. His advice on premium structuring saved me lakhs in tax. Truly a trustworthy advisor."
Manjunath Gowda
Hassan
1 / 4
Latest Updates
Subscribe to updates Insurance News & Plan Launches
Update Dec 2025
LIC declares record bonus for 2025–26 policyholders
Read summary
Plan Launch Nov 2025
New Jeevan Utsav whole-life plan with guaranteed income
Read summary
Tax Oct 2025
Section 80C limit changes — what it means for your policy
Read summary
Download Plan Brochures
Get detailed plan documents, illustrations and benefit charts.
Need Personal Support?
Have a question about your existing policy or want a fresh quote? Reach the agent directly.
FAQs
Frequently Asked Questions
Quick answers about LIC plans, premiums, claims and tax benefits.
Contact
Let's plan your family's protection together.
Share your details and D will reach out personally within 24 hours.
Talk to your advisor
D R Thimmegowda
MDRT Member · LIC Authorized Advisor
Phone
9900577897
WhatsApp
+91 9900577897
Email
drthimmegowda@gmail.com
Office
1st Floor, Prabhat Complex, OPP: Bus Stand, BM Road, Channarayapatna, Karnataka 573116
Mon–Sat · 9:30 AM – 7:30 PM